Saturday, April 23, 2011

Where to Get Inexpensive Car Insurance in South Florida


Due to the increased accident rates, the increase in auto theft, and more repair costs, auto insurance rates are increasing. But you can still get a good deal on your insurance if you know where to look. Here's where to get cheap auto insurance in South Florida.

minimum coverage in South Florida

Florida is a no-fault state, meaning that your insurance company must pay for all injuries in the accident, no matter who was wrong. minimum amount of insurance you must carry in order to drive in South Florida are:

* $ 10,000 worth of bodily injury liability coverage to pay for another person's medical bills after an accident.

* $ 20,000 worth of bodily injury liability coverage to pay for everyone's medical bills after an accident.

* $ 10,000 worth of property damage coverage to pay for repairs to the other person's car and personal property.

You must also carry personal injury protection coverage to pay for their medical expenses and other costs associated with accidents, such as lost wages.

additional coverage you should have

In addition to the above coverage, You May also want to buy:

* collision coverage to pay for the repair of your car if you cause an accident.

* Comprehensive coverage to pay for the repair of your car not caused by an automobile accident caused by - fire, theft, vandalism, storm, hitting the animal

.

* Uninsured motorist coverage to pay for your injuries if you are hit by uninsured, underinsured, or hit-and-run driver.

Where to get cheap auto insurance

Because insurance rates vary between insurance companies, you have to comparison shop to get the cheapest rate. The easiest way to do this is to visit an insurance comparison website where you can get rate quotes from several insurance companies.

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